Financing Resources

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*Disclaimer: Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. Cates Building does not guarantee the accuracy of any information available on this site, and is not responsible for any errors, omissions, or misrepresentations.

Pre-Qualify vs. Pre-Approval image

Pre-Qualify vs. Pre-Approval

What Are The Differences?

The goal of pre-qualification is to give you an idea of the kind of mortgage you might eventually be approved for. Pre-qualification will give you a general idea of your price range.

Pre-approval refers to actually applying for a mortgage. In order to be pre-approved, you'll likely have to pay a fee, and the bank or lender will conduct extensive research on financial history.

Our Participating Lenders image

Our Participating Lenders

Find a trusted lender

We have a variety of lenders from around the area ready to assist you in the home buying process.  Find a lender today!

Popular Q&A's image

Popular Q&A's

Purchasing a new home: What do I need to know?

We have put together the most popular Q&A's to help you navigate the process. Buying a New Home is a significant decision, and so is choosing a mortgage lender. Cates Building works with a group of Participating Lenders that offer a variety of mortgage options at competitive rates to help you buy your home.

Our Participating Lenders

Fayetteville, NC

Brian Canady image
Southern Trust Mortgage logo
Brian Canady
Vice President
NMLS #115484
910-429-0181 | Email
Michelle Kaufmann image
Prime Lending logo
Michelle Kaufmann
Loan Officer
NMLS #367684
919-334-9018 | Email
Tiffany Spell image
Cornerstone Prime Lending logo
Tiffany Spell
Area Manager | Loan Officer
NMLS #472065
910-574-2722 | Email
Joe Spell image
Cornerstone Prime Lending logo
Joe Spell
Area Manager | Loan Officer
NMLS #1482413
910-964-1348 | Email

Greenville, NC

Grant Barker image
Altantic Bay Mortgage logo
Grant Barker
NMLS #810737
252-341-4842 | Email
Karen Russo image
Cornerstone Prime Lending logo
Karen Russo
Loan Officer
NMLS #80535
919-988-0612 | Email

Jacksonville, NC

Michelle Kaufmann image
Prime Lending logo
Michelle Kaufmann
Loan Officer
NMLS #367684
919-334-9018 | Email
Karen Russo image
Cornerstone Prime Lending logo
Karen Russo
Loan Officer
NMLS #80535
919-988-0612 | Email

Raleigh, NC

Michelle Kaufmann image
Prime Lending logo
Michelle Kaufmann
Loan Officer
NMLS #367684
919-334-9018 | Email
Cathy Stubbs image
Cornerstone Prime Lending logo
Cathy Stubbs
NMLS #93391
919-585-4586 | Email
Annette Knox image
Truist logo
Annette Knox
VP
NMLS #117287
919-716-9669 | Email
Abbie Mishoe image
Truist logo
Abbie Mishoe
VP
NMLS #415471
919-326-7972 | Email

Southern Pines / Pinehurst, NC

Brian Canady image
Southern Trust Mortgage logo
Brian Canady
Vice President
NMLS #115484
910-429-0181 | Email
Michelle Kaufmann image
Prime Lending logo
Michelle Kaufmann
Loan Officer
NMLS #367684
919-334-9018 | Email
Tiffany Spell image
Cornerstone Prime Lending logo
Tiffany Spell
Area Manager | Loan Officer
NMLS #472065
910-574-2722 | Email
Joe Spell image
Cornerstone Prime Lending logo
Joe Spell
Area Manager | Loan Officer
NMLS #1482413
910-964-1348 | Email
Shannon Sweatt image
Cornerstone Prime Lending logo
Shannon Sweatt
Loan Officer
NMLS #1579086
910-315-9179 | Email
Tanya Zoppi image
Truist logo
Tanya Zoppi
NMLS #106825
910-690-7112 | Email

Wilmington, NC

Karen Russo image
Cornerstone Prime Lending logo
Karen Russo
Loan Officer
NMLS #80535
919-988-0612 | Email

Let Us Help You Find Your Home

Contact Us

Maggie & Jessica
New Home Specialists

Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Illustrations are artist's depictions only and may differ from completed improvements. Photos, videos and virtual tours may not accurately represent specifications, selections or floorplan options available in every community. Please see a New Home Specialist for details.